VetDeals4U

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Screen a Deal

Score adjusts for Fix & Flip / BRRRR when ARV is entered below.

★ Using VA Benefits

⚠ VA loans are designed for primary residences. Fix & Flip and BRRRR strategies may not qualify for VA financing — consult a VA-approved lender.

Property Address

Purchase Price

Monthly Rent

Monthly Mortgage (P&I)

★ Auto-calculated from loan details below

VA Loan / Mortgage Calculator

Down Payment %

Interest Rate %

Loan Term (years)

VA Loan Use

VA Funding Fee ($)

Auto-filled based on loan use and down payment when VA is on

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Assumes 8% vacancy · 40% operating expenses

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Gold · Dark · Medium

123 Main St

Buy & Hold · Score: 82

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Notify when new deals match your criteria

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Tips, market updates, product news

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Saves deals across devices

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Resources

Glossary

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VA Resources

Featured Guide

House Hacking with a VA Loan — The Complete Playbook

The most powerful wealth-building combo available to veterans. $0 down, rental income covers your mortgage. Here's exactly how to execute it.

Read the Guide

Strategy Basics

Understanding the 1% Rule

Fast screen filter. When it applies, when it doesn't, and how VetDeals4U uses it.

5 minBeginner

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Cap Rate vs. Cash-on-Cash: Which Matters More?

Two metrics, two different questions. Know when to use each one.

6 minIntermediate

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Reading a Rental Market: 5 Signals That Matter

Population, jobs, vacancy, days-on-market, rent-to-price — how to read them all.

6 minBeginner

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The BRRRR Method: Recycling Your Capital

Buy, Rehab, Rent, Refinance, Repeat — the cycle that lets one dollar do multiple deals.

8 minIntermediate

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Property Taxes & Insurance: The Hidden Cost That Kills Deals

T&I can add $300–$800/month. Florida-specific risks. Get real numbers before you close.

5 minBeginner

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Analyzing Your First Deal: A Step-by-Step Framework

Screen → verify numbers → run full analysis → stress test → compare. The repeatable process.

9 minIntermediate

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VA Loan Investing

DSCR Loans: Qualifying Without a W-2

Property income does the qualifying. Ideal for portfolio builders and self-employed investors.

7 minIntermediate

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VA Loan Entitlement: How It Works and When It Resets

It's not a one-time benefit. Bonus entitlement, restoration, and the house hack progression.

7 minIntermediate

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VA Loan vs. Conventional: When to Use Each

VA wins on primary residences. Conventional when required. Never burn the VA benefit voluntarily.

6 minBeginner

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Saved Deals

DTI Loan Readiness

Gross Monthly Income ($)

Monthly Debt Payments ($)

Car loans, student loans, credit cards — exclude housing

Proposed Monthly Housing Payment ($)

Principal + interest + taxes + insurance

Monthly Rental Income ($) — House Hack only

Rent from other units offsets your housing cost (75% counted by lenders)

VA Benefits Defaults

★ These defaults pre-fill the screener when you turn on the VA Benefits toggle — so you don't have to re-enter them every time.

Default Interest Rate (%)

Current VA loan rates typically range 6–7.5%

Default Down Payment (%)

VA loans allow 0% down — enter 0 to use full entitlement

Default Loan Term (years)

VA Funding Fee Exempt

Service-connected disability rating 10%+ or Purple Heart

Article

VetDeals4U

Real Estate Deal Screener

Before You Begin

This tool helps you think.
Not decide for you.

VetDeals4U is a deal screening tool — not a licensed financial advisor, lender, real estate broker, or attorney. Please read the following before continuing.

Deal Scores

A high score does not guarantee a profitable investment. Markets shift, expenses vary, and every deal has factors no algorithm can fully capture.

DTI & Loan Readiness

Results are estimates only. A 'Pass' here does not mean a lender will approve your application. Approval depends on your full financial profile and lender-specific guidelines.

Cash Flow & Projections

Numbers are based on what you enter. Always verify with local comps, licensed appraisers, and property managers.

VA Loan Tools

Eligibility and benefit calculations are simplified estimates. Confirm all VA-related decisions with a VA-approved lender or the VA directly.

Exported Reports

PDF reports are for your personal use only. They are not certified financial documents and should not be represented as professional analysis to third parties.

Location & Market Data

Sourced from publicly available datasets. May not reflect current market conditions.

By continuing, you acknowledge that VetDeals4U and its creator are not liable for any financial loss, missed opportunity, or damages arising from your use of this application. All investment decisions are yours alone. Always consult a licensed real estate professional, lender, CPA, or attorney before making any financial commitment.

"Built to help you think — not to think for you."

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How to Use

VetDeals4U is a deal analyzer built for veterans. Here's how to get the most out of it.

Screen a Deal

Tap Screen in the tab bar. Enter the property address, purchase price, monthly rent, units, taxes, insurance, and loan details. Hit Analyze.

Read Your Score

Your deal gets a 0–100 weighted score. Strong Deal (70+), Decent Deal (50–69), Marginal (30–49), or Weak Deal (<30). The verdict tells you the bottom line.

Deep Dive

After screening, tap Deep Dive for a full breakdown: Cash Flow, Cap Rate, DSCR, CoC Return, Equity, 1% Rule, and more — with explanations for each metric.

Save & Compare Deals

Tap Save Deal to store it. View all saved deals from the Home feed or tap See All. Rate deals with stars to track your favorites.

VA Mode

Enable VA Mode in Profile → VA Defaults to pre-fill your entitlement, funding fee status, and occupancy type. It adjusts your deal analysis for VA loan terms automatically.

DTI Check

Tap DTI Check on the Home screen to calculate your Debt-to-Income ratio against VA's 41% threshold before applying for a loan.

Learn & Glossary

Open the menu → Education to access 10 in-depth articles on real estate investing and VA loans, plus a searchable glossary of 25 key terms.

Explore Markets

The Explore tab lets you search any ZIP code or city to view VA-friendly market data. Find areas where the numbers work before you start making offers.

Pro Tip

Upgrade to Pro for unlimited deal saves, advanced analytics, and priority access to new features. Tap ★ Upgrade to Pro in the menu anytime.

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