VetDeals4U

🗺️EXPLORE

⚡SCREENER

📊ANALYZER

📋DEALS

EXPLORE

NEAR ME

Find deals in your area · Powered by your location

Quick Screener

Address · 4 inputs · instant verdict · always free

⚡ SPEED FILTER · Est. range only · Enter real numbers in Analyzer

Investment Strategy

Buy & Hold

House Hack

BRRRR

Fix & Flip

★ Go find a deal! Paste it here

📍 Property Address

Redfin·Residential

Realtor.com·Residential

Trulia·Residential

Homes.com·Residential

Zillow·Residential

Co. Appraiser·Parcel

LoopNet·Commercial

Crexi·Commercial

Land.com·Land

Landwatch·Land

Enter address or paste a listing URL — we'll pull the address

Purchase / Total Cost

all-in price

$150K

$250K

$400K

$600K

Gross Monthly Rent

all units combined

$1,200

$2,400

$4,000

$7,000

🎖 VA Loan Benefit

$0 down · No PMI · House hack a multi-unit and let tenants cover your mortgage

Monthly Mortgage P&I ?

or auto-calc below

% Rate

Yrs Term

% Down

$1,100

$2,000

$3,500

Free saves used

—

Enter an address and numbers above

—

Cash Flow/mo

—

Cap Rate

—

DSCR

—

Annual NOI

◦

Cash Flow Positive

Money left after every expense and the mortgage each month. Negative means the property costs you money to own.

—

◦

Cap Rate ≥ 7%

Annual return on the property value (NOI ÷ Price). Like an interest rate your investment pays you — 7%+ is strong in most markets.

—

◦

DSCR ≥ 1.25

Debt Service Coverage Ratio — what lenders use. 1.25 means the property earns 25% more than the mortgage. Most DSCR lenders require 1.25 minimum to approve a loan.

—

◦

1% Rule

Monthly rent should be at least 1% of the purchase price. A $300K property should rent for $3,000+/mo. Quick first filter.

—

Deal Analyzer

Full breakdown · Pro feature

🎯 DECISION ENGINE · Full precision · Use before any offer

📊

Pro Feature

Upgrade to access the full analyzer

🏠

Full Property Profile

Address, type, units — saved with every deal.

💰

Auto Mortgage Calculator

Enter rate and term — P&I calculates automatically.

📈

Complete Return Metrics

Cap rate, DSCR, cash-on-cash, 1% rule, NOI, ARV, equity.

$12/mo

or $99/year — save 2 months

Unlimited saves + full analyzer

Deal Log

Your saved deals · Free: 3 max

About VetDeals4U

★

VetDeals4U

Built by a veteran · For every investor

VetDeals4U was born from a real problem. As a new real estate investor and veteran navigating my first deals, I needed a way to evaluate properties quickly, confidently, and with the unique advantages I'd earned through service. Every tool I found was either too complex, too generic, or built for someone else.

So I built my own.

VetDeals4U is a deal screener and analyzer designed for investors who need answers fast — in the field, between calls, standing in a driveway. Four inputs. Sixty seconds. A verdict you can trust.

The app is built around the metrics that actually matter: cash flow, cap rate, DSCR, and the 1% rule — the same numbers serious investors and lenders use to evaluate every deal. Plain-English explanations mean you don't need a finance degree to understand what you're looking at.

For veteran investors, VetDeals4U is built with your benefits in mind. The VA loan is one of the most powerful wealth-building tools available — zero down, no PMI, and the ability to house hack a multi-unit property and have tenants cover your mortgage. VetDeals4U helps you find the deals worth pursuing.

Driven by my own journey and backed by the benefits I earned through service, VetDeals4U is designed to help you invest smarter, faster, and with confidence.

60s

To screen any deal

Key indicators every deal must pass

Down with a VA loan on qualifying properties

v8.4.2

Current version · Always improving

Our Mission

"To give every investor — especially those who served — a fast, honest, and powerful tool for evaluating real estate deals. Built by an investor. For investors."

How to Use

Enter the Property Address

📍

Type the property address at the top of the Screener. Tap the Research button below the address to scroll through 10 platforms — Zillow, Redfin, Realtor.com, Trulia, Homes.com for residential; Co. Appraiser, LoopNet, Crexi, Land.com, Landwatch for commercial and land. Scroll the button to switch platforms, then tap to open.

The address is saved with every deal so you can always identify it in your log. It also auto-syncs to the Analyzer when you send a deal over — enter it once, it carries through.

💡 Tip

Research the address first before entering numbers — Zillow and Redfin give you comps, rent estimates, and tax history in seconds.

Run the Quick Screener

⚡

Enter 3 numbers: purchase price, gross monthly rent, and monthly mortgage payment. That's it — the Screener automatically applies an 8% vacancy rate and a 40% operating expense ratio (OER) so you don't need to estimate expenses yet.

Don't know the mortgage? Enter your rate, loan term, and down payment in the mini-calculator — P&I calculates automatically in gold.

Results show a cash flow range (low–high) rather than a single number — this is intentional. The Screener is a speed filter, not a precision tool. If the range looks good, send it to the Analyzer.

💡 Tip

The 40% OER is a conservative national average. It's designed to kill bad deals fast — not give you false confidence. Real numbers go in the Analyzer.

Read Your Verdict

★

The app scores each deal on a 100-point weighted system and gives an instant verdict: ★★★ Strong, ★★ Good, ★ Marginal, ⚠ Weak, or ✗ AVOID.

Any deal with negative cash flow or a DSCR below 1.0 is automatically rated ✗ AVOID — no exceptions, regardless of the other numbers.

💵

Cash Flow · 30 pts

Money left after every expense and the mortgage. Negative cash flow = automatic AVOID. The most important number.

🏦

DSCR · 25 pts

What lenders use. 1.25 means the property earns 25% more than the mortgage. Below 1.0 = automatic AVOID.

📈

Cap Rate · 25 pts

Annual return on the property value. Like an interest rate your investment pays you — 7%+ is strong in most markets.

🔢

1% Rule · 10 pts

Monthly rent ≥ 1% of purchase price. A $300K property should rent $3,000+/mo. Quick first filter.

🏠

Equity · 10 pts

Equity at purchase (Analyzer only). Negative equity at close is penalized — you can't rate a deal Strong if you're underwater on day one.

Save & Deep Dive (Pro)

📊

Tap Save Deal to log the deal with its address and all numbers. Free accounts save up to 3 deals. Pro saves unlimited.

Pro users see a Send to Full Analyzer button — passes all numbers and the address to the Analyzer with one tap. No re-entering data. The Analyzer adds vacancy, detailed expenses, ARV comps, and full return metrics including cash-on-cash return.

💡 Tip

Use the Screener to kill bad deals fast. Use the Analyzer only on deals that survive the first screen. This saves you hours every week.

Pin to Your Home Screen

📲

VetDeals4U is a web app — no app store required. Pin it to your home screen and it opens full-screen like a native app, with no browser bar in the way. Best way to use it in the field.

🍎 iPhone / iPad

1. Open vetdeals4u.com in Safari
2. Tap the Share button (box with arrow pointing up)
3. Scroll and tap "Add to Home Screen"
4. Tap Add — done

🤖 Android

1. Open vetdeals4u.com in Chrome
2. Tap the three-dot menu top right
3. Tap "Add to Home Screen" or "Install App"
4. Tap Add — done

💡 Tip

Once pinned, the app opens full-screen with your logo — no browser bar, no distractions. Feels exactly like a native app.

Explore Deals Near You

🗺️

Tap the EXPLORE tab to find deals in your area. Tap Use My Location — the app locates you and displays a map centered on your coordinates.

Tap the 🔍 FIND DEALS ON ZILLOW button to open your selected research platform filtered to properties near you. Scroll the button up or down to cycle through 10 platforms — Zillow, Redfin, Realtor.com, Trulia, Homes.com, Co. Appraiser, LoopNet, Crexi, Land.com, and Landwatch. The button always shows which platform you're about to open. Browse listings and bring promising deals back into the Screener.

Below the map, Local Market cards show Census Bureau data for your area — median home value, median gross rent, vacancy rate, and owner-occupied rate. Use this to gauge whether a market is worth investing in before you analyze a single deal.

💡 Tip

If location doesn't load, go to Settings → Privacy → Location Services → Safari Websites → set to While Using.

Check Your Loan Readiness

★

After entering your mortgage details in the Screener, tap Am I Loan Ready? to open the Loan Readiness Check. Enter your gross monthly income and any existing monthly debts — the mortgage payment loads automatically from the Screener.

Tap Calculate to see your estimated Debt-to-Income (DTI) ratio and how it compares against VA, FHA, and Conventional lending guidelines. Each loan type shows whether your DTI may fall within its typical threshold.

If you have House Hack selected as your strategy, a second DTI is calculated applying a 75% rental income offset — showing how projected tenant income may lower your effective DTI in the eyes of a lender.

💡 Tip

DTI is one of the most common reasons loan applications are delayed or denied. Run this check before falling in love with a deal — know your range before you make an offer.

⚠ Important

VetDeals4U is an educational tool only. It does not constitute financial, investment, legal, or tax advice.

1. Informational Purpose Only

VetDeals4U is provided for educational and informational purposes only. Nothing in this application constitutes financial, investment, legal, or tax advice.

2. Accuracy of Calculations

All calculations are estimates based solely on numbers entered by the user. VetDeals4U makes no warranty regarding the accuracy or completeness of any result.

3. User Responsibility

Decisions to purchase, sell, or hold real estate are the user's alone. VetDeals4U accepts no liability for any investment decision made based on the app's outputs.

4. No Guarantee of Results

Calculator outputs do not guarantee future results. Real estate markets are unpredictable and actual outcomes may differ materially from estimates.

5. Data Storage

Deal data is stored locally on your device only. VetDeals4U does not collect, store, or transmit your data. If you clear your browser data, your saved deals will be permanently lost.

6. Limitation of Liability

To the maximum extent permitted by law, VetDeals4U and its creator shall not be liable for any direct, indirect, incidental, or consequential damages arising from use of this application.

VetDeals4U v8.4.2 · vetdeals4u.com